Money & bills

What comes in. What must go out. What's left.

Step by step
You'll need: 📱 Bank app🧮 Calculator📨 Your bills
  1. 1
    💰 📥

    List what comes in.

    Universal Credit, wages, anything else. Per month.

  2. 2
    🏠 💡 🚰

    List what must go out.

    Rent, council tax, gas, electric, water, phone, internet.

  3. 3
    🔁 ✅

    Set up direct debits.

    In your bank app. Pays on time, every time. Less to remember.

  4. 4
    📅 👀

    Check your balance every Monday.

    Open the app. Look. Don't avoid it.

  5. 5
    🥪 🚌 🎬

    What's left = food, travel, fun.

    Divide by weeks left in the month. That's your weekly spend.

  6. 6
    🐷 💸

    Save a little if you can.

    £5 a week, or "round-ups" in your bank app. Small adds up.